The Open Payments Library: Explore, Build, Learn

Payments tech, infrastructure, and orchestration insights from Hyperswitch.

US Merchants Paid $198 Billion in Card Fees Last Year: Real-Time Rails Are the Structural Alternative
US Merchants Paid $198 Billion in Card Fees Last Year: Real-Time Rails Are the Structural Alternative
Anand GaneshNadine Farah
Anand Ganesh, Nadine Farah
May 2026 19 min read
Friendly Fraud: What It Costs and How to Fight It
Friendly Fraud: What It Costs and How to Fight It
Nadine FarahAnand Ganesh
Nadine Farah, Anand Ganesh
May 2026 18 min read
Authorization Rate Analytics and Decline Codes: Where the Hidden Revenue Lives
Authorization Rate Analytics and Decline Codes: Where the Hidden Revenue Lives
Anand GaneshNadine Farah
Anand Ganesh, Nadine Farah
May 2026 17 min read
The True Cost of a Chargeback
The True Cost of a Chargeback
Nadine FarahAnand Ganesh
Nadine Farah, Anand Ganesh
May 2026 17 min read
Reconciliation Architecture for US Merchants: How Transaction Data Flows Across ERP, PSP, and Bank
Reconciliation Architecture for US Merchants: How Transaction Data Flows Across ERP, PSP, and Bank
Anand GaneshMudit Bhutani
Anand Ganesh, Mudit Bhutani
May 2026 22 min read
BNPL routing and fallback logic: integrating Affirm, Afterpay, and, Klarna as payment methods in your orchestration layer
BNPL routing and fallback logic: integrating Affirm, Afterpay, and, Klarna as payment methods in your orchestration layer
Anand GaneshGeorge Puthiyote
Anand Ganesh, George Puthiyote
May 2026 11 min read
External 3DS With Hyperswitch: Netcetera, Cardinal, 3dsecure.io
External 3DS With Hyperswitch: Netcetera, Cardinal, 3dsecure.io
Anand GaneshHari Challa
Anand Ganesh, Hari Challa
May 2026 12 min read
Retry Logic in Subscription Payment Stacks: Where Recurly, Chargebee, Stripe Billing, and Your Recovery Layer Each Own the Problem
Retry Logic in Subscription Payment Stacks: Where Recurly, Chargebee, Stripe Billing, and Your Recovery Layer Each Own the Problem
Anand GaneshKirthi Kiran
Anand Ganesh, Kirthi Kiran
May 2026 13 min read
Multi-Merchant Payment Orchestration: Connected and Standard Merchants in Hyperswitch Platform Organizations
Multi-Merchant Payment Orchestration: Connected and Standard Merchants in Hyperswitch Platform Organizations
Apoorv DixitSandeep KumarAnkit Kumar
Apoorv Dixit, Sandeep Kumar, Ankit Kumar
May 2026 11 min read
Fraud Decisioning: how orchestration layers integrate with Signifyd and Riskified
Fraud Decisioning: how orchestration layers integrate with Signifyd and Riskified
Sandeep Kuppili
Sandeep Kuppili
May 2026 16 min read
How Payment Orchestration normalizes dispute lifecycle with unification across Stripe, Adyen, and Worldpay
How Payment Orchestration normalizes dispute lifecycle with unification across Stripe, Adyen, and Worldpay
Manoj RadhakrishnanDeepanshu Bansal
Manoj Radhakrishnan, Deepanshu Bansal
May 2026 8 min read
External vault architecture: how VGS and TokenEx fit into a payment orchestration stack
External vault architecture: how VGS and TokenEx fit into a payment orchestration stack
Anand Ganesh
Anand Ganesh
Apr 2026 17 min read
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